Why Don't These Doctors Get Sick?

Don't miss any Bottom Line Secrets. Add our address, bottomlinesecrets@news.bottomlinepublishing.com, to your Address Book or Safe List. Learn how here. March 18, 2011 Why Don't These Doctors Get Sick? Selecting a Long-Term-Care Policy Delicious 'Wonder Drug' for High Blood Pressure Praised by Harvard Researchers Easy Ways to Avoid Painful Diverticulitis Did You Know that You Can... Dear healthwellness82@gmail.com, No one likes to think about ending up in a nursing home, but if you don’t have the right insurance, the cost of care in even a mediocre facility can wipe out your savings and other financial assets. Joseph L. Matthews, JD, author of the book Long-Term Care: How to Plan & Pay for It, tells how to pick an insurance plan that will protect you and your family from the devastating costs of long-term care. Diverticulitis is another thing that requires long-term care for many of us, even if it won’t put you in a nursing home. Naturopathic physician Jamison Starbuck shares five helpful remedies for this painful digestive condition... and sets the record straight on a formerly forbidden food. All the best, Jessica Kent Editor BottomLineSecrets.com Why Don't These Doctors Get Sick? They work impossible hours, hang around in germ-infested hospitals, and treatment rooms filled with sick people all day -- yet they don't fall ill themselves. Why? We asked hundreds of leading doctors this question and their answers may shock you. They're secretly using blacklisted alternative therapies themselves! Now let more than 250 acclaimed MDs and scientists show you how to... Cure acute infections in 2 to 6 hours... Stop heart disease cold in 2 seconds... Halt angina in one little minute... Become 100 times more cancer-resistant... Shrink hemorrhoids with the astonishing orange cure... Zap back pain in 3 minutes (this can even be used for anesthesia)... Read on... Selecting a Long-Term-Care Policy Joseph L. Matthews, JD If you decide to purchase long-term-care insurance, be sure to buy from an established insurance company. Certainly a very familiar company name is a good sign, but also check the company’s financial strength. The best insurance companies earn grades of AAA or AA from Standard & Poor’s. Long-term-care coverage should include... Long exclusion period. To reduce the cost of coverage, select a policy with a 90-day to six-month "exclusion period." This means that if you ever need care, you would have to pay out of pocket for this period before the benefits begin. Your premiums would be as much as one-third lower than with a 30-day exclusion period, the most common exclusion option. Inflation protection. This protection is best when it is linked to increases in the actual cost of living, not to an arbitrary preset inflation rate. Premium protection. Select a policy that does not allow your insurance company to raise your premium unless it also raises the premium for everyone holding the same policy. Insurance companies must apply to state regulators for this type of premium raise, making excessive increases less likely (though still possible). Payout flexibility. Your policy should pay for home care, assisted-living care and nursing home care. Minimal impairment to trigger coverage. A good policy will offer benefits when you cannot perform two or three daily living tasks, while a poor one might require that you cannot perform four or five such tasks. At least three years of coverage. An extended stay in a facility is unlikely, but the purpose of insurance is to protect against unlikely but financially crippling scenarios. Bottom Line/Personal interviewed Joseph L. Matthews, JD, a San Francisco-based attorney specializing in issues relating to seniors. He is author of numerous books, including Long-Term Care: How to Plan & Pay for It (Nolo). For a free online guide to long-term-care insurance, go to Caring.com and put "insurance guide" in the search window. Delicious 'Wonder Drug' for High Blood Pressure Praised by Harvard Researchers According to recent estimates, nearly one in three American adults has high blood pressure. But for the Kuna Indians living on a group of islands off the Caribbean coast of Panama, hypertension doesn’t even exist. In fact, after age 60, the average blood pressure for Kuna Indian islanders is a perfect 110/70. So what makes these folks practically "immune" to hypertension -- and lets them enjoy much lower death rates from heart attacks, strokes, diabetes and cancer? Harvard researchers were stunned to discover it’s because they drink about five cups of cocoa each day. That’s right, cocoa! Learn more... Easy Ways to Avoid Painful Diverticulitis Jamison Starbuck, ND If you’re over age 60, your chances are fifty-fifty that you have diverticulosis, a condition marked by numerous small pouches (diverticula) in the wall of the colon. Virtually everyone over age 80 is affected by the disease, and even 10% of people age 41 to 60 have it. The good news is that the vast majority of people with diverticulosis are symptom-free. The condition becomes a problem only when one or more of these pouches get inflamed, becoming diverticulitis -- due, for example, to weakening of the gastrointestinal wall and/or poor diet. With diverticulitis, you are likely to experience a sudden onset of pain and tenderness in the lower left abdomen. Diarrhea or constipation and a fever can also occur, as well as rectal bleeding. Fortunately, diet and lifestyle can significantly reduce the likelihood of diverticulosis turning into diverticulitis. My advice... Eat the right foods. We now know that the old notion that diverticulitis is caused by small, fibrous foods is simply not true. Many doctors had believed that certain foods, such as poppy seeds, lodged in the diverticula and caused it to become inflamed. However, an 18-year study published in the Journal of the American Medical Association conclusively showed that eating foods such as nuts, seeds or popcorn does not increase the risk for diverticulitis. In fact, a high-fiber diet, including fruit, vegetables, nuts and seeds, offers good nutrition and promotes regular bowel movements, both of which reduce the risk for diverticular disease. Get vigorous exercise. People who routinely run, hike, walk briskly, swim and/or do aerobics are significantly less at risk for diverticular problems than those who are sedentary -- perhaps because vigorous exercise promotes circulation and helps fight constipation. Try probiotics. These "friendly" bacteria help keep colon inflammation at bay. Three times a week, eat eight ounces of plain yogurt with "live cultures" or take a probiotic supplement containing at least five billion units of acidophilus and 2.5 billion units of bifidus. If you are diagnosed with diverticulitis... Drink tea. Most doctors recommend a liquid diet, including water, soup and juice, for three or four days. To reduce abdominal pain and speed healing, include tea made from peppermint, slippery elm and marshmallow root. What to do: Blend equal parts by weight of each herb (chopped, shredded or powdered), and use two teaspoons of the mix per 10 ounces of boiling water. Have up to one quart of the tea daily. Take Oregon grape root. This herb has a sedating and antiseptic effect on the gastrointestinal tract and will ease cramping and reduce inflammation. Take 60 drops of Oregon grape root tincture in two ounces of water on an empty stomach, three times a day for up to seven days. If you have abdominal pain and a fever of 101°F or higher, rectal bleeding... or even mild abdominal pain that lasts for more than two days, see your doctor -- each could signal an ailment that needs medical attention. Bottom Line/Health interviewed Jamison Starbuck, ND, a naturopathic physician in family practice and a guest lecturer at the University of Montana, both in Missoula. She is past president of the American Association of Naturopathic Physicians and a contributing editor to The Alternative Advisor: The Complete Guide to Natural Therapies and Alternative Treatments (Time Life). Did You Know that You Can... If you have arthritis, you've probably tried painkillers and heating pads. You may have even tried drugs like Celebrex® or supplements like glucosamine. But here are five little-known remedies that you probably haven't tried. They're safe... they're inexpensive... and they can dramatically curb your symptoms. Sounds like hyperbole, doesn't it? But it's not. This stuff really does exist. Read on... Important: Help your friends get much more out of life -- forward this E-letter to them. Better: Send it to many friends and your whole family. This is a free weekly e-mail service of BottomLineSecrets.com and Boardroom Inc. Boardroom Inc. 281 Tresser Boulevard Stamford, CT 06901-3229 ATTN: Web Team You received this e-mail because you have requested it. You are on the mailing list as healthwellness82@gmail.com. Or... a friend forwarded it to you. Disclaimer: Bottom Line Secrets publishes the opinions of expert authorities in many fields. But the use of these opinions is no substitute for legal, accounting, investment, medical and other professional services to suit your specific personal needs. Always consult a competent professional for answers to your specific questions. Bottom Line Secrets is a registered trademark of Boardroom Inc. 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